cashbff faq.

can cashbff cancel a subscription for me?

no. and we want to be really clear about that. cashbff finds the forgotten subscription and shows it to you, the name, the amount, when it last hit. you do the cancelling. it can walk you through where to click, but it never does it for you. that's on purpose. it's your money, so you stay the one in charge.

does cashbff move my money, pay my bills, or transfer anything?

no. cashbff never moves money out of your accounts and never pays anyone on your behalf. it reads your money and reports back, and it finds what's worth your attention and flags it. the deciding and the doing stay yours. the only changes it ever makes are to things you set up inside cashbff, like a savings goal or a note, and only after it shows you a preview and you say yes.

so what does cashbff actually do?

it does the scary looking for you. it connects to your real accounts, reads your balances and transactions, and then hands you things you can act on: a subscription you forgot you were paying, how much runway you've actually got before the next paycheck, which payment would save you the most on interest. you text it like a friend, it texts back. that's it.

one early user found about $54 a month in subscriptions they'd forgotten about, in the first conversation (individual result, your numbers will be your own).

is cashbff a loan or a cash advance app?

no. cashbff is a flat subscription that finds the cash you're already losing and helps you keep it. lending and cash advances are outside what it does.

is cashbff safe?

here's the whole picture. cashbff reads your accounts through plaid, the bank-connection service behind apps like venmo and robinhood, and your bank login stays between you, your bank, and plaid. your data is encrypted at rest. it reads and reports; the only changes it makes are entries you set up inside cashbff, like a savings goal, and only after you confirm a preview. you can disconnect any time, and that ends its access. the rest of the detail lives on the security page.

is cashbff legit?

yes. short answer there. the longer answer, with how the security and the data and the money model actually work, lives on the is cashbff legit? page. we wrote it out in full because if you've been burned before, you deserve more than a one-word promise.

is it safe to connect my bank?

connecting your bank is the biggest ask in this whole thing, and it's fair to be cautious about it. cashbff connects through plaid, the same bank-connection service behind apps like venmo and robinhood. your bank login stays between you, your bank, and plaid. full security details are on the is cashbff legit? page.

can cashbff see my bank password?

no. plaid handles the bank login directly, so your username and password are never shared with cashbff.

i got a message about my money on whatsapp. is that a scam?

fair question, and good instinct, money messages on whatsapp are exactly the kind of thing scammers fake. cashbff only ever texts you from the number you started a conversation with, and it will never ask for your password, a one-time code, or a payment. if anything ever feels off, stop and email daksh@cashbff.com.

can i disconnect cashbff from my bank?

yes. disconnect any time, in one tap, and cashbff's access to your accounts ends.

how does cashbff work?

you text it on whatsapp. it connects to your accounts through plaid, reads your money, and answers you straight: how much you've got, what's coming up, what's quietly draining you. when there's a win worth taking, it hands it to you, one at a time, so it never feels like homework. the full walk-through is on the how it works page.

do i have to download an app?

no. cashbff lives in whatsapp, which you already have. starting is one message in a chat you already know.

do i have to look at a dashboard or do a budget?

no. you just ask, like you'd text a friend who happens to be great with money. cashbff keeps the picture; you ask for what you need, when you need it.

what can i actually ask it?

stuff like "can i afford a $60 dinner this week," "how long until i run out before payday," "what subscriptions am i still paying for," "which card should i pay down first." if it's about your day-to-day cash, it's fair game. for investing or tax advice, it'll tell you that's outside its lane.

which banks does it work with?

most major us banks, through plaid. you can link more than one.

is cashbff free?

it's free to start: 3 days, the full cashbff. after that it's a flat subscription, $12.99 a month or $99 a year, and we tell you before you're ever charged. the side-by-side is on pricing.

how much does cashbff cost?

$12.99 a month or $99 a year, the same cashbff either way, with 3 days free first. yearly just saves you a little. the side-by-side is on pricing.

how does cashbff make money? am i the product?

one way: the flat subscription. that's the whole business, and you're the customer.

can i cancel anytime?

yes. cancel any time and the subscription just stops renewing. details on pricing.

who is cashbff for?

it's for the people every budgeting app quietly failed. maybe you pulled your cards out of apple pay to slow yourself down, maybe your banking app has gone unopened for weeks, maybe you've started and quit a dozen budgeting apps because opening one means looking, and looking feels like shame. that's not being bad with money. that's never having had a safe way to look. this was built for you.

i'm scared to check my bank account. will this make it worse?

a lot of people feel exactly that, and it's a real thing, not a character flaw. when checking your balance feels like bad news even when it isn't, that pattern has a name: money dysmorphia. cashbff is built to take the dread off you. it does the looking, it leads with what's okay, and it stays quiet between texts, so you check in when you're ready. you're usually more okay than you think, and it'll show you that before anything else.

what is money dysmorphia?

money dysmorphia is a distorted view of your own finances: feeling broke or behind even when the numbers say you're okay. it's common (in a 2023 credit karma survey, 43% of gen z reported it), and it has its own page on this site: money dysmorphia, explained.

will it judge how i spend?

no. it answers with your real numbers and what you can do next. how you spend stays yours.

how do i start?

head to the start page and text cashbff on whatsapp. it takes about a minute to start: you connect your bank through plaid and ask your first question right away. most people surface something worth knowing in the first few minutes.

can i delete my data?

yes. you can disconnect your accounts and have your data removed. how that works is covered in the privacy policy and on the is cashbff legit? page.